Legal

Terms & Conditions

Last updated: January 1, 2026

These Terms & Conditions (“Terms”) govern your use of the website and services of Fhima & Sons Inc. (“Fhima & Sons,” “we,” “us,” or “our”). By accessing fhimaandsons.com or submitting an inquiry, you agree to these Terms.

Use of Our Website

You agree to use our website lawfully and not to misuse, disrupt, or attempt unauthorized access to our systems. Content on this site is provided for general informational purposes and does not constitute a financing offer, commitment, or financial advice.

No Guarantee of Funding

Submitting an inquiry or application does not guarantee approval or funding. All funding solutions are subject to review, underwriting, and the execution of definitive agreements. Terms and availability may vary based on your business profile and applicable law.

Our Services

Fhima & Sons is a direct business lender offering working capital loans, revenue-based financing, equipment financing, and related business funding. Specific terms for any funding are set out in separate written agreements.

SMS Terms & Conditions

By opting in through our contact form, you agree to receive recurring marketing and promotional SMS/MMS text messages from Fhima & Sons at the mobile number you provide. Messages may be delivered using an automated telephone dialing system (ATDS).

Message frequency may vary; you may receive up to 4 messages per month. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

To stop receiving messages, reply STOP at any time. For help, reply HELP or contact us at levy@fhimaandsons.com. Consent is NOT a condition of purchase of any goods or services. Your mobile opt-in data will never be shared with third parties for their marketing purposes.

Intellectual Property

All content on this website, including text, graphics, logos, and the Fhima & Sons name and marks, is owned by or licensed to us and is protected by applicable intellectual property laws. You may not reproduce or distribute it without our written permission.

Disclaimers

Our website and content are provided “as is” without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Fhima & Sons shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Fhima & Sons and its officers, employees, and agents from any claims or damages arising out of your use of the site or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Florida.

Changes to These Terms

We may revise these Terms from time to time. Continued use of our website after changes are posted constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms? Contact us at:

Fhima & Sons Inc.
907 NE 27th Ave, Hallandale, FL 33009
Email: levy@fhimaandsons.com